Broker Disclaimer

I authorise my broker or Clearing Firm to obtain a consumer report at the time of application to verify my creditworthiness and to obtain a consumer report from time to time for updates, renewals, extensions, and collection activity on any approved account. Upon my written request, my broker or Clearing Firm will disclose to me whether it obtained a report and, if so, the name and address of the consumer-reporting agency that provided it. In the event that my account is denied by the Clearing Firm as a result of the consumer report verification, I authorise the Clearing Firm to provide my broker the reason(s) for such denial.

W-8BEN (Non U.S. Citizens) 

Under the penalty of perjury, I declare that I have examined the information on this form and to the best of my knowledge and belief, it is true, correct, and complete. I further certify under penalty of perjury that:

1. I am the individual who is the beneficial owner (or am authorised to sign for the individual that is the beneficial owner) of all the income to which this form relates or am using this form to document myself as an individual who is an owner or account holder of a foreign financial institution.

2. The person named on line 1 of this form is not a U.S. person.

3. The income to which this form relates is:

1. not effectively connected with the conduct of a trade or business in the United States;

2. effectively connected but is not subject to tax under an applicable income tax treaty; or

3. the partner’s share of a partnership's effectively connected income.

4. The person named on this form is a resident of the treaty country listed on the form (if any) within the meaning of the income tax treaty between the United States and that country; and
   
   

5. For broker transactions or barter exchanges, the beneficial owner is an exempt foreign person as defined in the instructions.

Furthermore, I authorise this form to be provided to any withholding agent that has control, receipt, or custody of the income of which I am the beneficial owner or any withholding agent that can disburse or make payments of the income of which I am the beneficial owner. I agree that I will submit a new form within 30 days if any certification made on this form becomes incorrect.