Borderless Investing Inc. (“Borderless Investing”) and its subsidiary Borderless Softtech Pvt. Ltd. (“BSPL”) are not banks, depository institutions, investment companies, or investment advisers. The savings products accessible through the Borderless website/platform (“Borderless”) are not bank accounts, fixed deposits, insured deposits, or guaranteed instruments, and shall not be construed as such. All such products are offered exclusively by third-party regulated providers, funds, or financial institutions. These products remain subject to the applicable terms, conditions, risk factors, and regulatory disclosures of the respective third-party provider. Borderless Investing and BSPL act solely as technology facilitators, enabling digital access to such offerings, and do not issue, underwrite, recommend, solicit, distribute, or guarantee any savings or investment product.

By accessing the payments services on the Borderless platform, you expressly acknowledge and agree that:

1. Risk of Loss: Savings products offered through Borderless are investment-linked in nature and involve market, credit, interest-rate, currency, and liquidity risks. They are not insured or guaranteed by Borderless, BSPL, or any governmental or quasi-governmental authority. You may lose part or all of the principal invested.

2. No Guaranteed Returns: Any returns, distributions, or yields (if any) are variable, non-assured, and subject to fluctuation based on underlying fund performance, market movements, and external economic factors. Past performance is not a reliable indicator of future results.

3. No Advice/No Fiduciary Duty: All content made available on the Borderless platform is provided strictly for general informational and educational purposes only. Nothing herein constitutes, or should be relied upon as, financial, investment, tax, legal, or other professional advice. Borderless does not act as a fiduciary, advisor, or agent for users.

4. User Responsibility: You  are solely responsible for conducting your  own due diligence and for assessing the suitability, risks, and appropriateness of any savings product in light of their personal circumstances. Borderless strongly encourages consultation with an independent licensed financial, legal, or tax advisor prior to making any savings decision.

PLEASE READ THIS FULL DISCLOSURE CAREFULLY BEFORE USING THIS SERVICE. BY USING THE SERVICE OR CLICKING AGREE, YOU ARE AGREEING TO BE BOUND BY THESE DISCLOSURES AND ALL TERMS AND CONDITIONS ON THIS WEBSITE/PLATFORM.