Disclosure - Borderless Investment Advisers LLC

Borderless Investment Advisers, LLC ("BIA" or “the Firm”) is an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. BIA may only transact business in those states in which it is notice filed or qualifies for an exemption from notice filing requirements. Additional information about BIA, including our registration status, fees, and services is available on the SEC’s website at https://adviserinfo.sec.gov/firm/summary/318077. Please refer to BIA's Disclosure Brochure for important additional information about the Firm.

This website is for informational purposes only and does not constitute a comprehensive description of BIA’s investment advisory services. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities or investment products, unless otherwise indicated. Graphs, charts, tools, and graphics are used for illustrative purposes only, and may not reflect actual future performance. The contents of this website are for informational purposes, and unless we have recommended a portfolio to you, it is not investment advice tailored for you.

Certain investments are not suitable for all investors. Before investing, you should consider your investment objectives and fees charged by BIA (if any). The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested, including principal. Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. No assurance can be given that the investment objective or target return will be achieved or that an investor will receive a return of all or part of his or her initial investment.

Past performance is no guarantee of future results.

This website contains certain forward‐looking statements which indicate future possibilities. Due to known and unknown risks, other uncertainties and factors, actual results may differ materially from the expectations portrayed in such forward‐looking statements. As such, there is no guarantee that the views and opinions expressed herein will come to pass.

The opinions and predictions expressed on this website represent the current, good faith views of BIA at the time of publication and are provided for limited purposes, are not definitive investment advice, unless otherwise indicated. Predictions, opinions, and other information on the website are subject to change continually and without notice of any kind and may no longer be true after the date indicated.

BIA does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to BIA’s website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

BIA is not a law firm or accountant. Nothing herein should be interpreted by you as legal, accounting or tax advice. We recommend that you seek the advice of a qualified attorney and/or accountant.

Information provided by BIA’s support team is for informational and general educational purposes only and is not investment or financial advice.

By using this website, you accept and agree to BIA’s Terms and Conditions and Privacy Policy.

BACKTESTED PERFORMANCE DISCLOSURE:

Historical performance provided on the website is backtested and does not reflect the performance of any actual client accounts managed or advised by BIA. Backtested performance results have many inherent limitations, certain of which are described below. No representation is being made that any actual client account will or is likely to achieve profits or losses similar to the backtested performance provided. In fact, there are frequently sharp differences between backtested performance results and the actual performance results subsequently achieved by a particular trading program. Past performance, including backtested performance, is no guarantee of future results.

The backtested performance is shown is for the stated time period only. Due to market volatility, an actual client account’s performance may be different. The backtested performance returns shown [assume/do not assume] the reinvestment of dividends and other income, which would adversely affect the performance results of any actual client account. The returns are shown net of any advisory fees and do include the deduction of other brokerage expenses that would be incurred in any actual client account and that would adversely the performance results of any actual client account. The returns do not take into account slippage, which may be incurred when actual investments are made and which would also adversely affect actual trading results.

One of the limitation of backtested performance is that it is developed with the benefit of hindsight. Another is that it does not account for financial risk or that material and market may impact a portfolio manager’s decision making, which could adversely affect actual trading results and performance. For example, the ability to withstand losses or adhere to a particular trading program in spite of trading losses are material points which can also adversely affect markets in general or the implementation of any specific trading program. There are numerous other factors related to the markets in general or to the implementation of any specific trading program, which cannot be fully accounted for in the preparation of backtested performance results and which can adversely affect actual trading results.

Performance data on the website has been obtained from public and third-party sources believed by BIA to be reliable. BIA has not sought to independently verify information obtained from public and third-party sources and makes no representations or warranties as to the accuracy, completeness, timeliness, or reliability of such information. Even widely-accessible market data may include occasional bad data points. Accordingly, the unintentional use or omission of such bad data points may skew and misrepresent the performance and risk characteristics of investment strategies, securities, and investment vehicles, with a resulting distortion of back-test performance and risk characteristics of a specific investment strategy.